Monthly Archives: October 2013

Do I Really Need a Divorce Lawyer?

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Divorce Lawyer

Callers to my office ask this question pretty regularly.  People seem confused about when and whether they need a lawyer to help them through their divorce.  This is a fair question, given the proliferation of online sources for legal forms, documents, and information.  There are lots of places to research your questions, but you also risk “information overload.”  What if different websites seem reputable, but give conflicting information?

The first thing to remember if you research divorce law on your own is that divorce and family law issues are governed by state laws.  So while general information might be a good place to start, focus your research on your state’s law.  An article or blog post about divorce procedures in Nevada will not be very helpful in assessing your North Carolina divorce case.

In some cases, the spouses can certainly negotiate a settlement between themselves, without the input of lawyers.  When is this possible?  It truly depends on each individual case, but generally:

  • The shorter the marriage, the easier it may be to handle alone, because alimony is less likely to be an issue.
  • Few assets and no real estate holdings make it easier to split up without lawyers, because there is less physical “stuff” to fight over.
  • When there are no children involved, and thus no custody and child support issues involved, you may be able to handle things yourself.
  • If you and your spouse are friendly and cooperative enough to negotiate fairly between each other, then you may not need to involve lawyers.

If any ONE of the statements above does not apply to your case, however, then you would be wise to at least consult with a lawyer.  The more complicated your situation is, the more likely you are to need legal guidance and representation.  Ask yourself whether hiring a lawyer would add value to your case — would the financial, time, or peace of mind benefits outweigh what you spend on a lawyer?  When you have children, large assets, retirement savings, or own your own business, the answer is likely “yes.”

Cohabitation in NC

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CohabitationCohabitation has become more common and more accepted in today’s society.  Statistics vary, but some sources claim as many as 60 percent of couples today live together before marriage.  People of different generations, backgrounds, and beliefs could argue all day about whether cohabitation is a good thing or not.  In the end, though, the practice is widespread enough that it is important for unmarried couples to think about the legal options and consequences when they decide to live together.

First off, the North Carolina law that made unmarried cohabitation illegal was struck down as unconstitutional by a superior court judge in 2009.  That decision is not necessarily binding on the whole state, however, so cohabitation may still technically be illegal.  It is unknown so far what other state courts would say on the matter, but the law against cohabitation (passed in 1805) is very unlikely to be enforced.

North Carolina does not recognize common law marriage, and there is no “legal status” associated with unmarried cohabitation.  Thus, a couple who lives together for many years and then breaks up, is still not usually entitled to the remedies associated with divorce:  equitable distribution of property and alimony.  Property is simply divided according to who owns title, and dividing personal property (i.e. furniture and valuables) can of course become very difficult for those whose lives and money have become so intertwined.

So how can cohabiting couples protect themselves and plan for the future?  First, don’t be afraid to talk about these issues before moving in together.  If you’re close enough to live together, you’re close enough to talk about protecting yourselves and each other financially if things end poorly.  Think of this just like betrothed couples discussing a pre-nup — it’s unpleasant to think about, but in some cases essential to protecting your interests.

Second, unmarried couples in North Carolina are free to make contractual agreements to establish rights and obligations should the relationship end.  So although unmarried couples are not granted the rights associated with marriage, they can make express agreements about dividing property in the event of a break-up, and the agreements will be honored by courts (as long as they are not based upon sexual services).  Before acquiring any substantial property interest together, it is very wise to make a written agreement about what would happen to the property if the relationship ended.  It may be a touchy subject, but it’s much easier to reach an agreement when you’re on good terms than it will be if things go south.

Note:  North Carolina still does not recognize same-sex marriage, so this advice applies to same-sex couples who consider themselves married, as well.  Although the law denies the privileges and rights of marriage to same-sex couples, there are ways to secure some of those rights through contract before (and after) joining your lives together. Goodness knows it’s not romantic, but it’s important!

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Gray Divorce

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Gray DivorceAccording to this New York Post article, the divorce rate for those over 50 has risen from about 10 percent in 1990 to 25 percent today.  The phenomenon is widespread enough that it even has a name:  “gray divorce.”  Experts theorize a number of reasons that this might be happening:

  • Longer, healthier life spans lead older people to believe there’s still time to start over
  • Older people are more likely to be on their second or third marriages, which are more prone to divorce
  • Higher expectations for marriage
  • Perception that it’s easier to get divorced than it was in the past
  • Less sense of shame about divorce makes couples less inclined to “stick it out” after the children have left the home.

Whatever the reasons for the trend, there are unique considerations that attorneys and their “gray divorce” clients should take into account.  Unlike many younger couples, for whom custody and child-rearing issues are often paramount, for older divorcees the most important issue is often assets, and the strategic division of those assets is very important for their retirement years.  It is important to divide pensions, insurance policies, and real estate, while hopefully ensuring that each spouse will have money to live on in the “twilight years.”

For couples with fewer assets, divorce can cause financial strain that may mean one or both spouses become partially dependent on their children or the government.  Couples over 50 are more likely to have estate planning already in place as well.  If so, it may be necessary to revisit wills, life insurance, trusts, bequests, and other end-of-life documents to ensure that assets and decision-making power will still be distributed according to each ex-spouse’s wishes after divorce.

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Beating the Odds in Remarriage

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Remarriage statisticsMost Americans have probably heard that the national divorce rate is somewhere between 40 and 50 percent.  We’re used to that scary number.  But many who haven’t been through a remarriage might not know that the divorce rate for remarriages is even higher.  I recently encountered an article in the Huffington Post, citing a divorce rate of 60 to 67 percent for second marriages (at least one spouse married before) and 70 to 73 percent for third marriages (at least one spouse married twice before).  Those are rough odds, and to the uninitiated, it may seem counterintuitive.  Those who remarry should be older and wiser, and should know themselves and their needs better, right?  They’ve been down the road of marriage before, so shouldn’t they understand the stakes and the pitfalls?

All of that may be true, but there are also a number of complicating factors that uniquely threaten remarriages.  The HuffPost article addresses a number of psychological factors that may play a role, such as fear of being alone and looking for a quick fix after a difficult divorce.  Possibly the biggest complication is dealing with children and challenging exes on one or both sides of the new family.  Those who have successfully blended families know that it takes a lot of love, patience, and hard work.

The point of knowing and sharing the statistics about remarriage is not to throw cold water on post-divorce relationships or second and third marriages.  It’s simply to note how important it is to think about the realities of remarriage for you and your situation.  What factors in your life are likely to make things different this time around?  How will you and your next spouse deal with those things together?  Nobody wants to visit a divorce lawyer at all, much less for more than one case in a lifetime.  It takes courage and thoughtfulness to start over, so take your time and address the challenges honestly so that you can beat the odds the next time around.

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